Compare · AI image generators

Microsoft Copilot vs Krea

Microsoft Copilot: Microsoft's AI assistant, with image generation and photo editing built into chat and the Copilot app. Krea: Creative AI suite with real-time generation and dozens of image and video models in one place.

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Updated October 16, 2026

Microsoft Copilot and Krea details as published on copilot.microsoft.com and krea.ai (and their official app store listings), checked October 16, 2026. Luren AI shown for reference.
	Microsoft Copilot	Krea	Luren AI
Platforms	Web, iOS, Android, Desktop	Web, iOS	iPhone and Android app
Mobile app	Yes	Yes	Yes, iPhone and Android
Free plan	Copilot can generate images for free; Microsoft 365 plans give higher image-creation usage than free.	Yes: 100 compute units a day with full access to its real-time models, no credit card required	Free to download and try
Pricing	Free, or Copilot with a Microsoft 365 plan: Personal $9.99, Family $12.99, Premium $19.99 and Pro $99.99 a month in the US (as listed on its pricing page).	Compute-unit subscriptions: Basic $9, Pro $35 and Max $105 a month, or $5, $21 and $63 a month billed yearly, plus Business plans for teams (as listed on its pricing page)	Pay per creation with coins, or a weekly or yearly Pro subscription
What you need to start	None: describe the image you want, or upload a photo and say what to change.	Nothing: text prompts; reference images optional	One photo, or just a prompt; no training
AI models	Microsoft does not name the image model on its support pages; the Copilot app lets you choose between leading AI models for chat and work tasks.	Its own Krea 2 and Krea Realtime, plus partner models such as Nano Banana, Flux, Imagen and Ideogram for images and Veo 3.1, Kling, Seedance, Runway, MiniMax, Wan and Gemini Omni for video	Nano Banana Pro, Nano Banana 2.1, GPT Image 2.5, Seedream, Qwen-Image 3.0, Grok Imagine; Veo 3.1, Kling, Seedance
Images	Images from a text prompt in chat; the app's Create section adds templates, styles such as Photorealistic or Anime, colors and three sizes	Text-to-image with many models, real-time generation as you type or draw, and custom LoRA styles	300+ styles, your own prompt with a model picker, and an AI agent
Video	The Create section makes videos from a prompt or a PowerPoint deck, with an AI script and narration over footage and music from Microsoft's content library	Text-to-video, image-to-video, motion transfer and video style transfer with Veo 3.1, Kling, Seedance and more	Image to video, text to video, UGC videos and 40+ AI dances
Editing	Upload a photo and describe the change, such as removing people in the background or changing the setting	AI image editor, background remover, image upscaling (up to 22K on paid plans) and video upscaling	Restore, upscale, change clothes, backgrounds, pose and expression

Choose Microsoft Copilot if…

Quick images for documents, slides and posts
Microsoft 365 subscribers who want image creation inside the apps they already use
Simple edits to a photo by describing the change

Microsoft Copilot is Microsoft's AI assistant, on the web, in apps for iPhone, Android and the desktop, and inside Word, Excel, PowerPoint and Outlook. You can generate an image by describing it in a chat or edit a photo you upload, and with a Microsoft 365 subscription the Copilot app's Create section adds templates, styles, sizes and brand colors. Image creation is available for free, and Microsoft 365 plans raise the usage limits.

Strengths

Image generation is available for free in the same assistant you use for chat and work
Edit an uploaded photo with plain-language requests and keep refining it in the same conversation
Built into Word, Excel, PowerPoint, Outlook and Teams, with brand kits for work accounts
Images made in the Copilot app carry Content Credentials (C2PA) that mark them as AI-generated

Limits to know

Copilot is built mainly as a work and productivity assistant, and image creation is one feature among many
The Create section of the Copilot app requires an eligible Microsoft 365 subscription
Without a Copilot license, Microsoft says quality and performance depend on service availability
Videos from the Create section use footage from Microsoft's content library rather than generated video

Microsoft Copilot alternatives →

Choose Krea if…

Designers comparing many models side by side
Fast visual exploration with real-time generation
Teams building repeatable AI workflows

Krea is a creative AI suite that brings many image and video models into one interface, from its own Krea 2 image model and real-time generation to Nano Banana, Flux, Veo 3.1, Kling, Seedance and Runway. It also offers an AI image editor, upscaling up to 22K on paid plans, LoRA training on your own images and node-based workflows, with free daily compute units to start.

Strengths

A very wide catalogue of image and video models in one place
Real-time generation that updates as you type or draw
LoRA training on your own characters, styles or products
Node workflows and an app builder for repeatable pipelines

Limits to know

Its pricing page lists all image models, video models and a commercial license on paid plans only; the free plan centres on real-time models
Pro unlocks every video model; Basic includes selected video models
Its mobile app is for iPhone and iPad; no Android app is linked from its site
Compute-unit costs vary widely between models, so allowances stretch differently
Its App Store listing is in English only

Krea alternatives →

Key differences

Microsoft Copilot is listed among ai image generators; Krea among ai image generators and ai video generators.
Free plans: Microsoft Copilot: Copilot can generate images for free; Microsoft 365 plans give higher image-creation usage than free. Krea: Yes: 100 compute units a day with full access to its real-time models, no credit card required.

A third option

Both kinds of model, in one phone app

Luren AI puts Nano Banana Pro, GPT Image 2.5, Seedream, Veo 3.1 and Kling side by side on iPhone and Android, with 300+ ready-made styles, UGC ads, AI dances and an AI agent that makes the picture for you. Start from one photo, no training.

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FAQ

Microsoft Copilot vs Krea: questions

Is Microsoft Copilot better than Krea?

It depends on the job. Microsoft Copilot suits quick images for documents, slides and posts; microsoft 365 subscribers who want image creation inside the apps they already use; simple edits to a photo by describing the change. Krea suits designers comparing many models side by side; fast visual exploration with real-time generation; teams building repeatable AI workflows.

Is Microsoft Copilot free?

Copilot can generate images for free; Microsoft 365 plans give higher image-creation usage than free.

Is Krea free?

Yes: 100 compute units a day with full access to its real-time models, no credit card required.

Which is better for video, Microsoft Copilot or Krea?

Microsoft Copilot: The Create section makes videos from a prompt or a PowerPoint deck, with an AI script and narration over footage and music from Microsoft's content library. Krea: Text-to-video, image-to-video, motion transfer and video style transfer with Veo 3.1, Kling, Seedance and more.

Is Copilot image generation free?

Yes, Copilot can generate images for free. Microsoft's plans page lists higher usage than free for AI image creation in Microsoft 365 Personal and Family, and extensive usage in Microsoft 365 Premium. Microsoft says that without a Copilot license, quality and performance depend on service availability.

Is there an alternative to Microsoft Copilot and Krea on my phone?

Luren AI is an iPhone and Android app with image models like Nano Banana Pro, GPT Image 2.5 and Seedream, video models like Veo 3.1 and Kling, 300+ ready-made styles and an AI agent. It is free to download and try.

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Sources

Microsoft Copilot and Krea are trademarks of their owners. Luren AI is not affiliated with either. Details are as each company publishes them on its own site and store listings on the date above; plans and prices change, so check their sites before you buy.